Jammed Etcetera

There is a lot of truth in the advice that credit cards are not a substitute for not having money. Every time you use a credit card this should be the theme replaying in your mind. And you would do good to remember the following too. Do’s. Always plan for the purchases that you need and those that you want. You need the essentials, and you want everything else. The ability of making a distinction might help you plan wisely. If caught up in financial difficulties, it’s always good to talk to the issuer who might re-schedule your payments. If you ...

Credit cards have become a part of life for most people living in the western countries. It’s becoming increasingly impossible to avoid them, especially for business men. So if it is the first time you are seeking to enter into the world of plastic money, here are some of the basic things you should look out for. 1. First, compare the interest chargeable for all the credit cards for which you are eligible. While the rate may not remain fixed indefinitely, it’s always advisable for first timers to go for the one charging lower rates. 2. Read the fine print, especially on ...

Time for work-at-home entrepreneurs is their single most valuable asset. Nothing can replace time…valuable, precious time! No matter how rich or poor you are, no matter how many things are on your ‘to-do’ list, you still just get the regulation twenty-four hours each day. Sometimes I could use another twenty-four but that isn’t going to happen. I’ll bet that you could use more hours in your work day, as well. The thing about those twenty-four allotted hours per day is that we can’t spend all of them working. We have to sleep some of them. We have to take time to ...

If you are someone that is in sales you want to be able to write an effective sales letter so that you are better able to win over customers and get the revenue that you deserve. There are ways that you can gain more sales by writing a good letter that is going to give you what you are looking for. First off, you need to write down everything you know. You will need to write down your experiences and the types of interaction you have had with your customers. You should think about the ...

Back in the days of the wild, Wild West, when easterners traveled across this vast country looking for opportunity in the newly opened territories, they were often referred to as a ‘tenderfoot’. This wasn’t a complimentary term but it was a rather apt one. The easterners wore ‘city’ shoes that weren’t designed to withstand the rigors of the western terrain. Their hats didn’t have wide brims to protect them from the sun and their clothing wasn’t made of tough material like denim. These new westerners didn’t know how to take care of themselves and because they didn’t know where and what the ...